Tips for Seniors and Families

 

LEARN ABOUT THE AFFORDABLE CARE ACT (OBAMA CARE)

This law (the Affordable Care Act (ACA)  was signed in 2010 and is commonly known as the Healthcare Reform Act that some refer to as "Obama Care."  No matter what people call it, the goal is consistent:  to provide Americans a way to get quality health insurance that they can afford.  Beginning in 2014, almost every citizen and legal resident will be able to purchase health insurance using the Health Insurance Marketplace.  
 
The ACA offers many people increased benefits, however there are three important about this law to remember:
 
 
Open enrollment in the Health Insurance Marketplace is coming soon.   Here’s how you can get ready to enroll starting October 1, 2013.  The enrollment period for health coverage in 2014 closes on March 31, 2014. After that date, people can enroll only if you have a major life event like a job loss, birth, marriage or divorce.Learn more about the Affordable Care Act by visiting:
https://www.healthcare.gov 
http://www.nytimes.com/2013/09/28/your-money/health-insurance/a-guide-to-the-new-health-insurance-exchanges.html?pagewanted=all&gwh=746B46207D16444C119174111714CC10&_r=0
 
 
FREE MAMMOGRAMS AND PAP TESTS - ONE TWO FREE
 
Did you know that breast cancer is the most commonly diagnosed form of cancer affecting Black women?  Did you know that uterine cancer rates are higher in White  women, but Black women are more likely to die from uterine cancer because of they often do not go for their annual pap tests so this frequently curable disease may be eliminated or controlled?
 
The fact is that thanks to technology and modern advances in medicine,  cancer survival rates are markedly increased if caught early.  If you are a Virginia resident and woman between the ages of 40-64 years of age, without insurance, or cannot afford to pay your insurance deductible, or your insurance does not cover mammograms and/or pap tests, and your yearly income falls within established guidelines then you may be eligible to receive a free mammogram and/or pap test as well as free treatment if problems are diagnosed. Please click the button below titled one-two-free for more information or call (540) 322-5957.  

 

 

 

INCREASING MEDICAID PAYMENTS TO MEDICAL PROVIDERS

 

As Medicaid programs and providers prepare to cover more patients in 2014, the Affordable Care Act requires states to pay primary care physicians no less than 100% of Medicare payment rates in 2013 and 2014 for primary care services. The increase is fully funded by the federal government. Effective January 1, 2013.

 

Learn how the law supports and strengthens primary care providers by visiting the website below:

 

https://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/ratereview.html

 

 

 

 

TAX RELIEF FOR SPOTSYLVANIA SENIORS

 

Spotsylvania County provides an exemption of taxes on real property for the elderly and/or totally disabled persons.

 

 

GENERAL INFORMATION If you are disabled, one letter from Social Security or one letter from two separate doctors has to be provided at the time of application stating the total disability and the date the applicant was declared disabled. The disability date has to be before January 1 of the tax year. The disability statements only need to be provided if you are a first time applicant and are not over sixty-five (65) years old. The exemption is for the dwelling and up to one (1) acre of land. Applicants are required to own and occupy the property currently and before January 1 of the current tax year for which the exemption is applied. An exemption may be given for the prior tax year if the applicant meets the qualifications and an application is submitted before the March 1 deadline anniversary date. The prior year gross income and net worth totals are used to determine if the applicant qualifies. A maximum amount of up to $1,200 in taxes may be exempted. 

 

The exemption is granted on an annual basis and a renewal application has to be filed each year. 

1) All information on the application is confidential and not open to public inspection. 

2) Current exempted taxes are due upon the sale of the exempted property and/or death of the applicant if there is no surviving qualifying co-applicant, or if the applicant(s) no longer resides on the exempted property for any reasons other than occupying a nursing home/hospital. 

 

ELIGIBILITY:

 

Application forms are available at:  http://www.spotsylvania.va.us/content/2614/147/2740/165/713/722.aspx

 

 

TIPS FOR FAMILIES

 

 

Providing Additional Funding for the Children’s Health Insurance Program. Under the law, states will receive two more years of funding to continue coverage for children not eligible for Medicaid.  

 

If your children need health coverage, they may be eligible for the Children's Health Insurance Program (CHIP). If they qualify, you won't need to buy a Marketplace plan to cover them.

 

CHIP Basics

CHIP provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid. In some states, CHIP covers parents and pregnant women. Each state offers CHIP coverage, and works closely with its state Medicaid program.

What CHIP covers

The benefits covered through CHIP are different in each state, but all states provide comprehensive coverage, including:

States may choose to provide additional CHIP benefits. Check with your state for more information about covered services.

What CHIP costs

Routine "well child" doctor and dental visits are provided free of charge. But there may be copayments for certain other services. Some states charge a monthly premium for coverage. The costs you'll have to pay are different in each state, but you can't be asked to pay more than 5% of your family's income for the year.

See if your children qualify for CHIP

Each state program has its own rules about who qualifies for CHIP. There are 2 ways to see if your children qualify:

ENROLL YOUR CHILD IN HEAD START

 

Applications for Head Start and Virginia Preschool Initiative are accepted all school year.  There are currently openings for the 2013-14 school year in these attendance zones: 

 

Brock Road Elementary
Harrison Road Elementary
Livingston Elementary
Salem Elementary
Wilderness Elementary

 

Please call the Head Start office at 540-582-8816 for information about eligibility for these programs. Applications and required documents must be submitted in person at the Head Start Administrative Office. Applications are accepted Monday through Friday 8:00 a.m. to 3:30 p.m.

 

The office is located at John J. Wright Educational and Cultural Center, 7565 Courthouse Road, Spotsylvania, VA 22551

 

Submitted by:  Mrs. Betty Bazemore the SSSU Web Team

 

 

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